Kutro is a “Next Generation Internet Consumer Services” company..
A credit score online auction application monetizing consumers credit. Launched as a destination where consumers place their credit score out for bids. Enabling mortgage brokers, loan officers, lenders and credit card issuers the opportunity to offer an interest rate bid to a prospective borrower for loans and / or a credit card seeker a credit card based on their credit score monetary market value.
Mission: “Striving to define the true monetary value of consumers credit in the market place”
Credit comes from the Latin word credo – meaning “I believe.”
We believe your credit has real monetary value. Let Kutro show you how to monetize your credit.
Consumers should hit the reset button for how we use credit and change how we allow others to perceive our creditworthiness.
As consumers we are faced with the consequences of our credit history every single day.
Now is the time to take back control of your financial future. Monetize your credit today.
Why We Began This Concept
Pioneering in the credit and credit score auction field it became very clear to us that most consumers mistakenly think that they have only one type of credit score. We are not quite sure why, however Fair Isaac Corp (FICO) and the reporting agencises Transunion, Experian and Equifax do not divulge to consumers a little known fact, the scores are modeled for industry end users. There are four industry groups: Auto Loans, Credit Cards, Mortgage & Home Equity and Personal Loans. The industry score generated is not available to consumers.
There are three classifications of credit scores: FICO scores, Classic credit scores and Educational scores
It is not difficult to notice that all three credit reporting agencies never report the same score for an individual consumer. Can this alone be attributed to each credit reporting agency using a different type of analytical software analyzing each consumer’s credit history?
Consumers without fail will get a different score depending on the type of loan they are applying for within a specific industry. Why? Our findings indicate the industry end users claim that the scores are modeled based on the credit risk within a perspective industry (ie) auto loans and mortgage & home equity loans.
To help ensure a level playing field and put the consumer back in control of their financial future was the only obvious solution.
We realize that if a city was planning to build a new bridge, it would be in the city’s best financial interest to seek bids for the project. Consumers should place their credit and credit score out for multiple bids as well when seeking loans and credit cards. As you have learned from this website that it is in your best financial interest to do so.
Offering an auction concept, it is now our belief and conclusion that it is the driving forces of the market place which can set the monetary value of one’s credit history, credit and credit score. Moreover, determining consumer interest rates when applying with lenders and credit card issuers.
In the market for any type of loan whether an auto loan, mortgage & home equity loan or seeking credit cards? Simply invite the potential lender or credit card issuer to bid on your RFB (request for bid) here at kutro, expecting to receive the best interest rate possible.
We are here to help you monetize your credit and credit score using our innovative proprietary credit score auction process.